InstantRupiya
Legal Disclaimer
Platform facilitation notice, lending partner authorities, credit decision disclosures, and liability limitations for InstantRupiya.
A clearer way forward
Legal Disclaimer & Regulatory Disclosures
Aarsh Fincon Limited
InstantRupiya
B-10.00119
Operative (September 2024)
Legal & Regulatory Center
Technology Platform Notice
InstantRupiya is a digital financial technology platform operating under the corporate umbrella of Aarsh Fincon Limited (an RBI-registered Non-Banking Financial Company, Registration No. B-10.00119).
InstantRupiya operates as a digital technology facilitator. The platform facilitates loan origination, document submission, and servicing in association with authorized lending partners, banks, and Non-Banking Financial Companies (NBFCs).
No Financial, Legal, or Investment Advice
The information, calculators, guides, and materials available on the InstantRupiya website and mobile application are provided for general informational purposes only. Nothing on this platform should be construed as financial, legal, tax, or investment advice.
Limitation of Responsibility
While we strive to ensure continuous and accurate service, InstantRupiya shall not be liable for:
User Acknowledgement & Acceptance
Users acknowledge that all borrowing activities involve financial commitments and risks. By accessing, browsing, or using InstantRupiya, you confirm that you have read, understood, and agreed to this Legal Disclaimer, our Privacy Policy, and our Terms and Conditions.
Official Legal Document • InstantRupiya (Aarsh Fincon Limited)
Effective Date: September 2024
TAKE A CLOSER LOOK
The details that matter.
Start with what you actually need
Include the expense you are planning for without borrowing more than necessary. Compare the resulting monthly estimate against the room in your budget.
BORROW WITH PERSPECTIVE
Small checks. Better decisions.
Know the full cost
Look beyond the EMI. Consider interest, processing fees and the total amount repayable over the loan tenure.
Read before accepting
Check the repayment schedule and conditions in your agreement. Keep a copy of the documents for your records.
Keep your details safe
Use verified lender channels. Never share an OTP, password or payment PIN with another person.
GOOD QUESTIONS. CLEARER ANSWERS.
A little more clarity.
The details worth knowing before your next step.
Does applying guarantee a loan?
No. A lender reviews your application, documents and eligibility. Check the offered rate, fees and repayment schedule carefully before accepting a loan.
What documents might be requested?
You may be asked for identity, address and income information. The exact requirements are shown during the application; submit documents only through verified channels.
How do I compare loan offers?
Compare the total repayment, annualised cost, processing charges and any late or early repayment conditions—not just the monthly EMI.
Where do I start my application?
Use any Apply Now button to continue to the InstantRupiya loan portal. Review the information and policies shown there before submitting your application.