InstantRupiya
Loan Repayment
Make your EMI and loan repayments quickly and securely using official UPI QR codes or direct Bank Transfer.
A clearer way forward
Scan & Pay via UPI
Scan any of the QR codes below using any UPI app like GPay, PhonePe, Paytm, or BHIM. You can also copy the UPI ID and pay manually.
QR CODE 1
Primary repayment UPI ID
Bank of Baroda BHIM Baroda Pay
QR CODE 2
Alternate repayment UPI ID
Paytm Accepted Here
Works with all UPI apps:
Pay via Bank Transfer
Use the following bank details to make an NEFT, RTGS, or IMPS transfer. Please use your loan/application ID as the payment reference.
InstantRupiya Financial Services
Official Repayment Account
Aarsh Fincon Limited
16200500005219
BARB0UDARAJ
Bank Of Baroda
Market Yard
Current Account
Pay Only to Official Accounts
Always ensure repayments are made only to Aarsh Fincon Limited. InstantRupiya will never ask you to transfer funds to any personal individual bank account or share your UPI PIN / OTP.
Check Real-Time Balance
Log into your InstantRupiya customer dashboard to view your repayment schedule, outstanding balance, download NOCs, and see payment clearance updates.
Repayment calculator
Estimated monthly payment
₹9,168
- Total repayment
- ₹1,10,016
- Total interest
- ₹10,016
Illustrative reducing-balance estimate only. Fees, taxes, payment dates and lender rounding are excluded. The default 18% is an example, not a loan offer; use the rate in your agreement.
A LITTLE PREPARATION
Your repayment checklist
Keep these essentials in mind each time you repay. A clear record makes follow-up easier.
BORROW WITH PERSPECTIVE
Small checks. Better decisions.
Know the full cost
Look beyond the EMI. Consider interest, processing fees and the total amount repayable over the loan tenure.
Read before accepting
Check the repayment schedule and conditions in your agreement. Keep a copy of the documents for your records.
Keep your details safe
Use verified lender channels. Never share an OTP, password or payment PIN with another person.
GOOD QUESTIONS. CLEARER ANSWERS.
A little more clarity.
The details worth knowing before your next step.
Where can I find my repayment schedule?
Check your loan agreement and your lender’s official account portal. The schedule should show the payment amounts and due dates applicable to your loan.
What if a payment does not appear in my account?
Keep the transaction reference, amount and date. Contact your lender through verified support channels and ask for confirmation before making a duplicate payment.
What should I do if I may miss a payment?
Contact your lender as early as possible to discuss your situation. Any late charges or available options are governed by your loan agreement.